Retirement Calculator

Project your savings at retirement and the monthly income your nest egg can support.

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Your Results

Balance at retirement$1,188,181.10
Monthly income (4% rule)$3,960.60
Total contributions$235,000.00
Investment growth$953,181.10

Assumes a constant annual return. Real returns vary year to year.

Frequently Asked Questions

What is the 4% rule?

A common guideline: withdraw 4% of your nest egg in year one of retirement, adjusting for inflation after. It was designed to make savings last 30 years.

What return should I assume?

Historical US stock market returns average ~7% after inflation, but expect wide swings. Using 5-7% for planning is prudent.

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