401(k) Calculator
Your 401(k) with employer match — projected.
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Your Results
Monthly total (incl. match)$925.00
Employer match/mo$425.00
Projected balance$892,451.77
Assumes monthly compounding. The 2026 401(k) contribution limit is $23,500 ($31,000 if 50+).
Frequently Asked Questions
Should I max out my employer match first?
Almost always yes — it's an instant 50-100% return on your contribution. Contribute at least enough to capture the full match before other investing.
What return should I assume?
A diversified stock-heavy 401(k) historically returns 7-10% annually. Use 6-7% for a conservative projection.
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