401(k) Calculator

Your 401(k) with employer match — projected.

ADVERTISEMENT

Your Results

Monthly total (incl. match)$925.00
Employer match/mo$425.00
Projected balance$892,451.77

Assumes monthly compounding. The 2026 401(k) contribution limit is $23,500 ($31,000 if 50+).

Frequently Asked Questions

Should I max out my employer match first?

Almost always yes — it's an instant 50-100% return on your contribution. Contribute at least enough to capture the full match before other investing.

What return should I assume?

A diversified stock-heavy 401(k) historically returns 7-10% annually. Use 6-7% for a conservative projection.

Related Calculators

ADVERTISEMENT