Investment Property Calculator
Is that rental actually a good deal?
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Your Results
Monthly mortgage$1,330.60
Monthly cash flow$69.40
Cap rate6.72%
Cash-on-cash return1.67%
Expenses should include property tax, insurance, maintenance (1% of value/year), vacancy, and management. Most markets target 1%+ rent-to-price ratio.
Frequently Asked Questions
What is a good cap rate?
5-8% is typical for single-family rentals; 8-12% for multi-family in secondary markets. Cap rate = net operating income ÷ price — higher means better cash yield.
What is cash-on-cash return?
Annual cash flow ÷ cash invested (down payment + closing costs). It measures return on YOUR money, not the property's value — 8-12% is a solid target.
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