Savings Bonds Calculator

Your bond's value, grown semi-annually.

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Your Results

Current value$1,282.04
Gain$282.04

EE bonds earn a fixed rate and double after 20 years. I bonds adjust for inflation. Use the current rate from TreasuryDirect for accuracy.

Frequently Asked Questions

EE vs I bonds — what's the difference?

EE bonds pay a fixed rate set at purchase (and are guaranteed to double in 20 years). I bonds pay a variable rate tied to inflation, protecting purchasing power.

Are savings bond gains taxable?

Yes — interest is exempt from state tax but subject to federal tax, unless used for qualified education expenses (education exclusion).

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