Simple Interest Calculator

Principal x rate x time — no compounding.

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Your Results

Interest$750.00
Total$5,750.00

Simple interest is common on short-term loans and some bonds. Most savings accounts compound.

Frequently Asked Questions

Simple vs compound interest?

Simple interest is calculated only on the principal. Compound interest earns on both principal and accumulated interest — which grows faster over time. See the compound interest calculator for comparison.

Where is simple interest used?

Personal loans, auto loans with simple-interest terms, and many short-term bonds. Your loan documents state which method applies.

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