Tax Bracket Calculator
Which bracket you're in — and your real effective rate.
ADVERTISEMENT
Your Results
Total federal tax$10,314.00
Marginal bracket22%
Effective rate12.13%
Taxable after std. deduction$70,000.00
2026 federal brackets, single and married, with standard deduction. Marginal ≠ effective — only income above each threshold is taxed at the higher rate.
Frequently Asked Questions
What's the difference between marginal and effective rate?
Marginal is the rate on your LAST dollar (e.g., 22%). Effective is total tax divided by total income — usually much lower, because lower brackets are taxed at lower rates.
Will a raise push me into a higher bracket and cost me money?
No — brackets are marginal. Only the portion above the threshold is taxed higher. A raise always increases take-home, never decreases it.
Related Calculators
ADVERTISEMENT