How Long Will My Money Last Calculator
Withdrawal longevity, honestly projected.
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Your Results
Money lasts35 yrs 11 mo
Remaining at end$0.00
The 4% rule: withdraw no more than 4% of your portfolio per year to make it last 30 years. This calculator lets you stress-test your actual numbers.
Frequently Asked Questions
What is the 4% rule?
Withdraw 4% of your starting balance in year one, adjusted for inflation. On $1M that's $40k/year. It survived most historical market scenarios over 30 years.
What withdrawal rate is safe for me?
3-4% is the standard range. Early retirees or longer horizons should use 3-3.5%. Higher returns or lower spending extends the runway.
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