Money & Loan Calculators
Mortgage, auto loan, debt payoff, and credit calculators — accurate US formulas, no sign-up.
Mortgage Calculator
Free US mortgage calculator: estimate your monthly payment, total interest, and full amortization schedule.
Open calculator →Auto Loan Calculator
Free US auto loan calculator: estimate your monthly car payment, total interest, and total cost.
Open calculator →Debt Payoff Calculator
Free US debt payoff calculator: see how long it takes to pay off credit card debt, total interest, and how extra payments speed things up.
Open calculator →DTI Ratio Calculator
Free US debt-to-income (DTI) calculator: see your front-end and back-end ratios and whether you qualify for a mortgage.
Open calculator →PMI Calculator
Free US PMI calculator: estimate your private mortgage insurance cost, when it cancels, and total PMI paid on a home loan.
Open calculator →HELOC Calculator
Free US HELOC calculator: estimate your monthly home equity line of credit payment, interest-only vs amortized, and available equity.
Open calculator →Refinance Calculator
Free US refinance calculator: compare your current vs new mortgage payment, monthly savings, break-even point, and total interest saved.
Open calculator →Credit Card Payoff Calculator
Free US credit card payoff calculator: see how long minimum payments take vs a fixed payment, and the total interest each path costs.
Open calculator →Student Loan Calculator
Free student loan calculator: estimate your monthly payment, total interest, and payoff timeline for federal or private loans.
Open calculator →Loan Calculator
Free general loan calculator: monthly payment, total interest, and total cost for any amortized loan.
Open calculator →Simple Interest Calculator
Free simple interest calculator: interest earned or owed with no compounding, for loans and short-term investments.
Open calculator →Closing Costs Calculator
Free closing costs calculator: estimate the 2-5% of home price you'll pay at closing, plus total cash needed.
Open calculator →Car Affordability Calculator
Free car affordability calculator: the max car price you can afford from your monthly payment budget.
Open calculator →Property Tax Calculator
Free property tax calculator: annual and monthly property tax for any US state using average effective rates.
Open calculator →Amortization Schedule Calculator
Free amortization schedule calculator: monthly payment, total interest, and payoff summary for any loan.
Open calculator →Home Equity Calculator
Free home equity calculator: your equity and loan-to-value ratio — the key numbers for HELOCs and refinancing.
Open calculator →Debt Snowball Calculator
Free debt snowball calculator: order your debts, see months to debt-free, and total interest paid — snowball or avalanche method.
Open calculator →Lease vs Buy Calculator
Free lease vs buy calculator: compare total cost of leasing vs financing a car over the lease term.
Open calculator →Mortgage Points Calculator
Free mortgage points calculator: cost of buying discount points, your reduced rate, monthly savings, and break-even.
Open calculator →Price Per Square Foot Calculator
Free price per square foot calculator: compare home prices per square foot — the standard real estate metric.
Open calculator →Loan Comparison Calculator
Free loan comparison calculator: compare two loans side by side — payment, interest, and total cost.
Open calculator →Escrow Calculator
Free mortgage escrow calculator: monthly property tax and insurance escrow included in your payment.
Open calculator →Commission Calculator
Free commission calculator: real estate agent commission and net to seller from any sale price and rate.
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